Tony Elumelu says luck was a major factor in his success, revealing how a letter he wrote after graduating with a 2:2 changed his life and inspired his foundation.
Tony Elumelu
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United Bank of Africa (UBA) headquarters
“At times you don’t get successful because you’re the best in class or because you’re the fittest or because you’re the most energetic. At times you need luck. I’m a product of luck.” — Billionaire Businessman Tony Elumelu
— Instablog9ja (@instablog9ja) July 17, 2026