How to check my BVN date of birth online and on phone

The Bank Verification Number (BVN) is a unique identification system used by Nigerian banks to verify customers’ identities and protect financial accounts. Since the BVN records personal information such as the registered date of birth, it is important to know how to access these details when needed. This guide explains how to check a BVN date of birth online and on a mobile phone using simple, secure methods.

TABLE OF CONTENTS

• Key takeaways
• Checking BVN date of birth

Key takeaways

• A matching phone number linked to the BVN may be required to access certain verification services or receive authentication codes.
• Different banks may offer slightly different options for viewing BVN information through their mobile apps, internet banking platforms, or customer support channels.
• If access to online or mobile services is unavailable, a bank branch can assist with verifying BVN records after confirming the account holder’s identity.
• Keeping BVN details accurate helps prevent delays when opening accounts, applying for loans, or completing other financial transactions.
• BVN details are confidential; you must not share them with untrusted persons.

Checking BVN date of birth

A BVN date of birth is the date of birth linked to your Bank Verification Number (BVN). It is the birth date you provided when you enrolled for your BVN at a bank in Nigeria and is stored in the Nigeria Inter-Bank Settlement System (NIBSS) database.

The BVN date of birth must match the date of birth on your official documents, such as your National Identification Number (NIN), international passport, driver’s licence, or voter’s card. If there is a mismatch, you may experience issues accessing certain banking services or completing identity verification.

A Bank Verification Number (BVN) is a unique 11-digit identification number issued to every bank client in Nigeria. The Central Bank of Nigeria introduced it in 2014 as a measure to prevent several banking malpractices, including fraud and illegal transactions. The number also enhances safety and security in banking operations.

How to check my BVN online

There are multiple online methods on how to check date of birth on BVN. You can either check it on your bank’s online platform or visit the Nigeria Inter-Bank Settlement System (NIBSS).

Online banking platform

Nowadays, most Nigerian banks have BVN verification services on their online banking platforms. Below are steps to follow to check your BVN date of birth on an online banking platform.

1. Visit your bank’s official online banking platform.
2. Log into your account on the platform.
3. Navigate to the BVN section.
4. Request to view your BVN details.
5. Your BVN details, including date of birth, will appear on the screen.

Nigeria Inter-Bank Settlement System (NIBSS)

The NIBSS is another alternative for checking your BVN date of birth online. This platform is owned by all licensed banks in Nigeria, including the Central Bank of Nigeria (CBN). Here is how to check your BVN date of birth on the platform.

1. Visit the NIBSS website.
2. Provide your information in the required fields.
3. Enter the phone number linked to your BVN.
4. Click the Submit button.
5. Choose your preferred payment option and pay the required fee.
6. Your BVN details, including your date of birth, will be displayed on the screen.

NIBSS BVN validation portal

This is a platform used by authorised institutions to verify BVN information for identity confirmation and compliance purposes. It helps banks and other approved organisations validate customer details against the BVN database maintained by the Nigeria Inter-Bank Settlement System (NIBSS).

How to check my BVN date of birth on a phone

You can also check your BVN date of birth and name on your phone in the comfort of your home or office. To check the details on your phone, you can either opt for a USSD code or a mobile banking application.

Using a USSD code

You can use your phone to retrieve BVN details using a USSD code. Here is a guide on how to use a USSD code to check your BVN date of birth.

1. Dial *565*0# on your phone using the number linked to your BVN.
2. On the menu that appears on the screen, choose option 1 to retrieve your BVN details.
3. Your BVN details, including your date of birth and name, will be displayed on the screen.

Using a mobile banking application

Some banks have mobile applications with sections that allow you to manage your BVN. If your bank has such an app, here is how to check your BVN date of birth.

1. Log into your account on the app.
2. Locate the BVN management section.
3. Follow the instructions and provide the information required to view your BVN details, including your date of birth.

What should you do if you cannot check your BVN date of birth?

If you cannot check the details, you should contact your bank’s customer care service through email, call, or chat. Before providing your BVN date of birth, the bank attendant may request more information for verification.

Alternatively, you can visit the nearest bank branch where you registered your BVN. Ensure you carry your identification details, as you will be asked to provide them before your BVN details are revealed.

How to change my BVN date of birth online

The essence of checking your BVN date of birth is to confirm whether it is correct. If you check it and realise that it is incorrect, you should correct it to avoid issues that might arise during your financial transactions. Here are the steps to follow to fix your BVN date of birth.

1. Visit your nearest bank branch: Go to the bank branch where you registered your BVN and inform them of the incorrect details of your date of birth. You should have a valid national ID and BVN number to verify your identity.
2. Provide the required information and documents: You will fill out a details correction form. Additionally, you may be required to attach supporting documents, such as a birth certificate or affidavit confirming the date of birth.
3. Wait for details confirmation: Correcting your date of birth takes a few days. You will receive an email confirmation of the change of details. You may also want to confirm the correction by using the abovementioned procedures to check your BVN date of birth.

How do I check my BVN status?

You can quickly check your BVN using the USSD code *565*0#. This is only possible when you dial the USSD code with your phone number linked to your BVN. The process will cost you ₦20. Alternatively, you can use online platforms such as your bank’s online banking platform and the Nigeria Inter-Bank Settlement System (NIBSS) website.

An app to check BVN details may also be available through your bank, allowing you to securely view your BVN information after logging into your account. If you no longer have access to your registered phone number or cannot check your BVN online, contact your bank’s customer support for assistance.

How to perform a free BVN check

You can perform a free BVN check through your bank’s mobile banking app or internet banking platform if it displays your BVN information. Some banks also provide your BVN on account statements or within your account profile at no extra cost. However, the official USSD code (5650#) for retrieving your BVN is not free, as it attracts a service charge.

What is a BVN portal?

A BVN portal refers to the secure systems used by banks and authorised institutions to access and verify Bank Verification Number (BVN) records. While there is no public portal where individuals can freely view or edit their information, you can check your BVN details through your bank’s mobile app, internet banking platform, or by visiting a bank branch.

Can my BVN be blacklisted?

Yes. Your BVN can be blacklisted, preventing you from carrying out further financial transactions. This may occur if an individual or organisation engages in fraudulent transactions.

Can the BVN’s date of birth be corrected?

To change your BVN date of birth, go to your nearest bank branch, request the correction of the date of birth, and provide the required information and documents, including a valid birth certificate or an affidavit. This process is only done at the bank and cannot be done online.

What happens if someone has my BVN?

No one else should have your BVN number, as they can use it to perform fraudulent activities and get you in trouble. If you unintentionally expose your BVN details to third parties, you should immediately contact your bank to stop any transactions until the matter is resolved.

How to check BVN details without phone number?

If you no longer have access to the phone number linked to your Bank Verification Number (BVN), you can still check your BVN details by visiting the bank where you enrolled for your BVN or any branch of your bank. Carry a valid means of identification, such as your National ID, international passport, driver’s licence, or voter’s card, so the bank can verify your identity.

You may also be able to view your BVN details through your bank’s mobile app or internet banking platform if you can still access your account. Since the official USSD code requires the registered phone number, contacting your bank’s customer support or visiting a branch is the most reliable alternative.

Can I update my BVN date of birth?

Yes, you can update your BVN date of birth if it is incorrect. Visit your bank with a valid ID and supporting documents, such as your birth certificate, NIN, international passport, or declaration of age. Once your documents are verified, the bank will process the correction and update your BVN records.

How can I check my date of birth in the bank?

You can check the date of birth linked to your bank account by logging into your bank’s mobile app or internet banking platform, where your personal details may be displayed. If it is not available online, visit your bank branch with a valid ID or contact customer support to verify your identity and request your registered date of birth.

How do I know how my name is written on my BVN?

You can find out how your name is written on your BVN by logging into your bank’s mobile app or internet banking platform, where your BVN details may be displayed. If the information is not available online, visit your bank branch with a valid ID or contact customer support. After verifying your identity, the bank can confirm the exact spelling and order of the name registered on your BVN.

Checking a BVN date of birth is a question that bothers many bank customers in Nigeria. Ensuring your BVN details, including your date of birth, are correct is an important step that makes your banking operations seamless. You can check it using a USSD code, online platforms, or visit your bank.

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Source: Legit.ng